1. Agreement to Terms
By accessing or using the website of Nishant Munjal (https://nishantmunjal.com), you agree to be bound by these Terms of Service. If you do not agree with all of these terms, then you are prohibited from using the site and must discontinue use immediately.
2. Use of the Site and Interactive Tools
This website provides professional, academic, and research portfolio details, along with free interactive utilities including but not limited to the SIP Calculator, EMI Calculator, Creative QR Code Generator, and Image Converter. These tools are provided for personal, educational, and informational purposes only.
3. Disclaimer of Financial and Professional Advice
The calculations and results provided by the SIP Calculator and EMI Calculator are estimates and mathematical projections based on the inputs you provide. They do not constitute financial, investment, tax, or legal advice. Nishant Munjal does not warrant the accuracy, completeness, or reliability of any calculations. You should consult a certified financial planner or qualified professional before making any financial decisions or investments.
4. Intellectual Property Rights
Unless otherwise indicated, the website, including its layout, design, text, graphics, and the source code of custom tools, is the intellectual property of Nishant Munjal and is protected by copyright and trademark laws. You are granted a limited license to access and use the site for personal, non-commercial purposes. Any unauthorized copying, redistribution, or modification of the site content is strictly prohibited.
5. User Conduct
You agree not to use the website or its tools to:
- Violate any applicable local, national, or international law or regulation.
- Attempt to gain unauthorized access to any portion of the site, server, or databases.
- Upload or transmit viruses, malware, or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the service.
- Use automated scrapers, bots, or tools to harvest data from the site without prior permission.
6. Limitation of Liability
In no event shall Nishant Munjal be liable for any direct, indirect, incidental, special, or consequential damages (including, without limitation, damages for loss of data, profit, or business interruption) arising out of the use or inability to use the materials or tools on this website, even if notified of the possibility of such damage. The website and tools are provided on an “as is” and “as available” basis without any warranties of any kind.
7. Links to Third-Party Websites
Our website may contain links to external sites that are not operated by us (e.g., GitHub, LinkedIn, Google Scholar). We have no control over the content and practices of these sites, and cannot accept responsibility or liability for their respective terms or privacy policies.
8. Modifications to the Service and Terms
We reserve the right to modify, suspend, or discontinue the website or any of its tools at any time without notice. We may also revise these Terms of Service at any time, and by continuing to use the website, you agree to be bound by the then-current version of these terms.
9. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of India, and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.
10. Contact Us
If you have any questions or queries regarding these Terms of Service, please contact us.